Tag: Credit

Policy UpdateRitobrata PurkayasthaIndia’s financial inclusion landscape is undergoing a structural paradigm shift, transitioning from expanding basic brick-and-mortar banking access to deploying an intelligent, real-time...

Policy UpdateRashi KothariBackground & Structural ContextOver the past decade, India’s integration with the global digital economy has driven a rapid increase in foreign currency...

Policy UpdateRitobrata PurkayasthaBackgroundThe Micro, Small, and Medium Enterprise (MSME) sector represents the foundational engine of India’s macroeconomic growth, industrial development, and employment landscape. According...

Policy UpdateRashi KothariBackground & Structural ContextMicro and Small Enterprises (MSEs) represent the engine of India’s credit growth, industrial expansion, and formal employment generation (Ministry...

Policy UpdateMannat AbbotBackgroundStartups in India face a range of finance related challenges which have an effect on their growth and sustainability. Financial constraints are...

Policy UpdateRashi KothariBackground & Structural ContextThe rapid digitization of retail payments in India—driven by UPI, 24/7 NEFT, RTGS, and mobile banking—has fundamentally reshaped consumer...

Policy UpdateVibha SethiBackground and EvolutionThe structural architecture of India’s informal economy has historically been sustained by traditional artisans and craftspeople who provide foundational services...

Policy UpdateShivali Yadav1. BackgroundThe National Education Policy (NEP) 2020 called for removing the ‘hard separation’ between school, higher and vocational education. It proposed an...

Policy UpdateShruti SethiBackground Youth unemployment and underemployment remain persistent concerns in India’s labour market despite recent improvements. The Periodic Labour Force Survey (PLFS) Annual Report...

Policy UpdateSruti HalderBackgroundThe National Financial Information Registry (NFIR) was announced by Finance Minister Nirmala Sitharaman in her Union Budget 2023-24 speech as a proposed...