Tag: Credit
Emergency Credit Line Guarantee Scheme (ECLGS) 5.0: Strengthening MSME Resilience Amid...
Policy UpdateAditya ChavanBackgroundMicro, Small and Medium Enterprises (MSMEs) occupy a central place in India’s economy, contributing substantially to GDP, exports, employment generation, and balanced...
Carbon Credit Trading Scheme (CCTS) 2023: Assessing India’s First Mandatory Carbon...
Policy UpdateSandra MenonIntroductionIndia has spent decades regulating how much energy its industries use, but until now it never had a legal mechanism to price...
West Bengal Student Credit Card Scheme (2021): An Evaluation Of Its...
Policy UpdateShruti SethiBackground Access to higher education in India has long been constrained less by aspiration than by affordability. West Bengal, despite a relatively strong...
Unified Lending Interface: RBI’s Digital Push For Faster Credit Access (2025)...
Policy UpdateSruti HalderBackgroundIndia’s credit market has long suffered from a mismatch between the volume of formal financial data generated by citizens and enterprises and...
BNPL Boom: Household Consumption Distortions And The RBI’s Tightening Of Unsecured...
Policy UpdateRashi KothariBackgroundThe Buy Now, Pay Later (BNPL) phenomenon in India has emerged as a prominent structural shift in retail credit since 2021, accelerated...
The Promise And Pitfalls Of India’s Green Credit Scheme
Policy Update Sruti halderBACKGROUNDThe Green Credit Programme (GCP) represents one of India’s most recent attempts to create market-based incentives for environmental conservation and restoration....
Credit Guarantee Scheme For E-NWR Based Pledge Financing (CGS-NPF), 2025
Policy UpdateBhavana GiraseBackground India’s agricultural sector is the backbone of the national economy. In FY 2023-24, it contributed 17.7% to the country’s Gross Value Added...
Credit Guarantee Scheme For E-NWR Based Pledge Financing (CGS-NPF), 2025
Policy UpdateBhavana GiraseBackground India’s agricultural sector is the backbone of the national economy. In FY 2023-24, it contributed 17.7% to the country’s Gross Value Added...
Credit Enhancement Guarantee Scheme For The Scheduled Castes, 2015 – IMPRI...
Policy UpdateArya UkeyIntroductionSecuring advances from banks and monetary institutions remains one of the most critical obstacles for business people from Scheduled Caste (SC) foundations...
NaBFID 2025: De-Risking India’s Infrastructure Pipeline Through Credit Enhancement – IMPRI...
Policy UpdateAnshu SarohaBackgroundThe National Bank for Financing Infrastructure and Development (NaBFID) was introduced in 2021 to promote and fund long-term infrastructure projects in India....
